Effective date: December 7, 2025.
Check Out Southern Pine CU’s Competitive Loan Rates
| Type of Loan | APR* as low as | Term |
|---|---|---|
| Signature Unsecured Loan | 8.00% | Up to 60 months |
| CU Line of Credit | 8.00% | Up to 60 months |
| Share Secured Loan | 2% Over Last Dividend with 3% Floor | Up to 60 months or CD maturity |
| Certificate of Deposit Secured Loan | 2% Over Last Dividend with 3% Floor | Up to 60 months or CD maturity |
| New Auto (Never Been Titled) Loan | 5.00% | Up to 72 months Up to 84 months with loan amount > $25,000 |
| Used Auto Loan | 5.90% | Up to 72 months |
| Motorcycle Loan | 6.75% | Up to 84 months |
| Camper Loan | 6.75% | Up to 120 months |
| Boat Loan | 6.75% | Up to 120 months |
| ATV & 4 Wheeler Loan | 6.75% | Up to 84 months |
| Personal Watercraft Loan | 6.75% | Up to 84 months |
| RV Loan | 6.75% | Up to 120 months |
| Golf Cart Loan | 6.75% | Up to 84 months |
| Trailer (w/ Sleeping Quarters) Loan | 6.75% | Up to 84 months |
| Lawn & Garden Equipment Loan | 6.75% | Up to 84 months |
| Furniture & Appliances Loan | 7.00% | Up to 60 months |
| Tractor & Trailer Loan | 6.75% | Up to 84 months |
| New Construction Loan | Call For Rate | Up to 12 months |
| First Mortgage - Adjustable Rate | Call For Rate | 30 Years |
| Second Mortgage | Call For Rate | 15 Years |
| Unimproved Property (Land) Loan | Call For Rate | 15 Years |