If you have any questions concerning our fees, feel free to call the credit union and one of our friendly representatives will be happy to help you.
Accounts or Services | Fee |
---|---|
Share Draft | |
Share Draft Account Monthly Maintenance | No Charge |
NSF (Non‐Sufficient funds) | $20.00 |
Insufficient Funds Transfer Fee | $12.00 |
Debit Card | |
Visa Debit Card Replacement/Reissue Fee | $10.00 |
Checks | |
Returned Check Deposit Fee | $20.00 |
Returned Payment Fee | $20.00 |
Copy of Cancelled Check | $5.00 |
Check Cashing (Non‐Members) | $5.00 |
Stop Payment Request | |
Stop Payment Check Request (Signature required) | $25.00 per stop payment |
Stop Payment ACH Request (Signature required) | $25.00 per stop payment |
Statements | |
Additional Statement of Account per Page for Current Month | $1.00 |
Additional Statement per Month on Previous Months | $3.00 |
Miscellaneous Fees | |
Excessive Share Savings Withdrawal Fee Per withdrawal after 6 withdrawals per quarter | $3.00 |
Dormant Account Monthly fee for up to 12 months | $5.00 |
Local or Long Distance Fax | $3 for 1st page, $1 per page after |
Account Research (Per hour / One hour minimum) | $20.00 |
Official Check to Third Party (After three (3) free per month) | $3.00 |
Incoming Wire | $10.00 |
Domestic Wire Transfer (Outgoing) | $20.00 |
Garnishment and Levy Processing | $50.00 |
Return Statement Mail (After second notification to member) | $5.00 |
Closed Savings (Within first year opened) | $5.00 |
Verification of Deposit | $10.00 |
Club Account Early Withdrawal (Per withdrawal prior to November 1st) | $5.00 |
Travel Money Card Reload | $2.00 per reload |
New/Replacement Travel Money Card | $5.00 per item |
Loan Fees | |
Flood Certification | $25.00 |
Consumer Loan Late Fee (Loan and CU LOC) | $30.00 |
Loan Modification | $50.00 |
Skip-A-Month (Per loan) | $30.00 |
Title Fee (GA & FL) | Fee subject to change per county in GA |
Duplicate Lien Release | Fee subject to change per county in GA |
UCC Form Filing (GA & FL) | Fee subject to change per county in GA |
GA or FL Mortgage Processing Fee (ARM Residential and/or Raw Land Only) | $495 |
GA or FL Mortgage Origination Fee (ARM Residential and/or Raw Land Only) | .30% of the total loan amount |
Mortgage Late Payment Fee (ARM Residential and Raw Land Only) | $30.00 |
Pay by Phone Fee (ACH debit, Debit card non SPCU account) | $10.00 per payment |
Individual Retirement Accounts | |
IRA Transfer Fee | $25.00 |