If you have any questions concerning our fees, feel free to call the credit union and one of our friendly representatives will be happy to help you.
| Accounts or Services | Fee |
|---|---|
| Share Draft | |
| Share Draft Account Monthly Maintenance | No Charge |
| NSF (Non‐Sufficient funds) | $20.00 |
| Insufficient Funds Transfer Fee | $12.00 |
| Debit Card | |
| Visa Debit Card Replacement/Reissue Fee | $10.00 |
| Checks | |
| Returned Check Deposit Fee | $20.00 |
| Returned Payment Fee | $20.00 |
| Copy of Cancelled Check | $5.00 |
| Check Cashing (Non‐Members) | $5.00 |
| Stop Payment Request | |
| Stop Payment Check Request (Signature required) | $25.00 per stop payment |
| Stop Payment ACH Request (Signature required) | $25.00 per stop payment |
| Statements | |
| Additional Statement of Account per Page for Current Month | $1.00 |
| Additional Statement per Month on Previous Months | $3.00 |
| Miscellaneous Fees | |
| Excessive Share Savings Withdrawal Fee Per withdrawal after 6 withdrawals per quarter | $3.00 |
| Dormant Account Monthly fee for up to 12 months | $5.00 |
| Local or Long Distance Fax | $3 for 1st page, $1 per page after |
| Account Research (Per hour / One hour minimum) | $20.00 |
| Official Check to Third Party (After three (3) free per month) | $3.00 |
| Incoming Wire | $10.00 |
| Domestic Wire Transfer (Outgoing) | $20.00 |
| Garnishment and Levy Processing | $50.00 |
| Return Statement Mail (After second notification to member) | $5.00 |
| Closed Savings (Within first year opened) | $5.00 |
| Verification of Deposit | $10.00 |
| Club Account Early Withdrawal (Per withdrawal prior to November 1st) | $5.00 |
| Travel Money Card Reload | $2.00 per reload |
| New/Replacement Travel Money Card | $5.00 per item |
| Loan Fees | |
| Flood Certification | $25.00 |
| Consumer Loan Late Fee (Loan and CU LOC) | $30.00 |
| Loan Modification | $50.00 |
| Skip-A-Month (Per loan) | $30.00 |
| Title Fee (GA & FL) | Fee subject to change per county in GA |
| Duplicate Lien Release | Fee subject to change per county in GA |
| UCC Form Filing (GA & FL) | Fee subject to change per county in GA |
| GA or FL Mortgage Processing Fee (ARM Residential and/or Raw Land Only) | $495 |
| GA or FL Mortgage Origination Fee (ARM Residential and/or Raw Land Only) | .30% of the total loan amount |
| Mortgage Late Payment Fee (ARM Residential and Raw Land Only) | $30.00 |
| Pay by Phone Fee (ACH debit, Debit card non SPCU account) | $10.00 per payment |
| Individual Retirement Accounts | |
| IRA Transfer Fee | $25.00 |