Privacy Policy

PRIVACY POLICY

SOUTHERN PINE CREDIT UNION
PRIVACY POLICY

PROTECTING YOUR PRIVACY

 What we do?

How does Southern Pine Credit Union protect my personal information

     To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings.

How does Southern Pine Credit Union collect my personal information

     We collect your personal information when you:

  • Open an account
  • Apply for a loan
  • Give us your contact information
  • Provide account information
  • Make a wire transfer

Why can't I limit all sharing?

     Federal law gives you the right to limit only:

  • Sharing for affiliates' everyday business purposes- information about your credit worthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

     State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

     Your choices will apply to everyone on your account.

Definitions

     Affiliates - Companies related by common ownership or control.  They can be financial and nonfinancial companies.  Southern Pine Credit Union has no affiliates.

     Nonaffiliates - Companies not related by common ownership or control.  The can be financial and nonfinancial companies.  Southern Pine Credit Union has no affiliates.

     Joint marketing - A formal agreement between nonaffiliated financial companies that together market financial products or service to you.

  • Evans Simpson & Assoc
  • Fiserv

Facts

     What does Southern Pine Credit Union do with your personal information?

Why?

     Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal Law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

What?

     The types of personal information we collect and share depend on the product or service you have with us.  This information can include: Social Security Number, Loss History, Payment History, Credit History, Transaction History, and Overdraft History.

How?

     All financial companies need to share customers' personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their customers' personal information: the reasons Southern Pine Credit Union chooses to share: whether you can limit this sharing.

Reasons we can share your personal information

Does SPCU

share?

Can you limit

sharing?

For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No
For our marketing purposes - to offer our products and services to you Yes Yes
For joint marketing with other financial companies Yes Yes
For our affiliates' everyday business purposes - information about transactions and experiences No

We don't

Share

For our affiliates' everyday business purposes - information about your credit worthiness No

We don't

Share

For nonaffiliates to market you No

We don't

share

To limit our sharing

     Call (229)559-3311  Please note: If you are a new member, we can begin sharing your information 30 days from the date we sent this notice.  When you are no longer our member, we continue to share your information as described in this notice.  However, you can contact us at any time to limit our sharing.

Questions

     Call (229)559-3311

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